Questions, answered plainly

A tokenized stock that tracks the real share price one to one. When you buy Apple, you hold a token that moves with Apple's actual stock. It settles on Robinhood Chain and lives in a wallet only you control, so your holding is provable on-chain, not promised in fine print.

Vera is your AI broker. Tell her a goal in a sentence and she builds a diversified plan, sizes each position from real market data, and explains every pick in plain words. Nothing moves until you read it and tap to confirm. You approve every plan.

Every plan is backtested against 12 months of real market history before you invest, and shown next to the S&P 500 so you can compare. We also publish our own rule-based strategies in the open, with honest walk-forward backtests, on the Strategies page (/strategies). Past results never promise the future, but nothing here is a black box.

Monvera covers the network (gas) fees, so you never pay gas, and there are no account fees or subscriptions. We earn a small routing fee built into the quoted price on the volume we route, so the figure you see is what you get and the app stays free. No hidden platform fee on top.

About $20 is a comfortable start. There's no venue minimum — any size fills — but each holding in a plan is its own sponsored transaction, so very small slices spend more on gas than they're worth. No minimum balance, no paperwork, no waiting list, just a goal and a tap.

USDG (Global Dollar) is your spendable cash in the app, a digital dollar that always aims to be worth $1. You add it, invest it, or send it, and you cash out back to it when you sell.

In a wallet only you control. Monvera never holds your funds. Everything settles on Robinhood Chain, a fast, low-cost Ethereum L2, and every move leaves a public receipt you can check yourself.

Every buy and sell is quoted at each live trading venue on Robinhood Chain in parallel, and filled wherever you get the most for your money — if a venue fails to settle, the order automatically falls back to the next best. Because every fill settles on-chain, the price is provable, not taken on trust. Monvera covers the gas and earns a small routing fee already built into the quoted price.

Anytime. Sell your holdings back to USDG on the spot, with no lock-ups, no waiting periods, and no penalties.

Names you already know like Apple, Nvidia, and Tesla, broad funds like the S&P 500 (SPY) and Nasdaq 100 (QQQ), sector and commodity ETFs, and short-term US Treasuries (SGOV) for the steadier side of a plan. Close to 100 tokenized stocks and funds in all.

Every trade settles on-chain, and the Activity screen links each buy, sell, and transfer to its public receipt. When Vera places a plan for you, her recommendation is additionally signed and recorded on Robinhood Chain before the money moves — that signed record is her public track record. Manual trades and sells settle on-chain like everything else, without a separate recommendation record.

Vera runs on Virtuals, the agent network that gives her a verifiable on-chain identity (a registered agent ID anyone can look up) and powers the AI that builds your plans. Her identity and every signed recommendation are recorded on-chain, so her track record is public and anyone can verify it on the explorer.

Worldwide. It is your responsibility to make sure trading tokenized stocks is lawful where you live. Tokenized stocks carry risk and this is not investment advice, so only invest what you can leave for a while.

Read the local documentation at /docs or ask Vera inside Aibora. The original project contact, support@monvera.best, is a Monvera source reference, not an Aibora support inbox.